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    How to Pay for College > Financial Aid 101 > Financial Aid and Sources of Aid > Student Loans > Returning Student Loan

Returning Student Loan

Reapplication Steps

If you have previously borrowed using a Federal Direct Loan at SFCC, use the following steps to re-apply:

  1. Are your Entrance Counseling and Master Promissory Note (MPN) in your Federal Student Aid account active? If you need to check or redo either, login to your Federal Student Aid account first.

  2. Check your loan status in your student account by logging in to ctcLink.spokane.edu.

I already have a loan at SFCC this year, but I need more money.

What Next?

When your loan application is completed, the Financial Aid Office will process your loan request. If approved, you will receive a revised Financial Aid Notification containing the loan amount.

  • This information can also be found in your ctcLink Student Center.

  • Your student loans are entered in 'Offered' status. You must log in to your ctcLink Student Center to accept or decline them. The amount of loans you accept will be added to your overall loan indebtedness under your current Master Promissory Note (your agreement to repay).

  • By accepting loan disbursements, you acknowledge understanding and receipt of loan money.

Your Direct Loan Servicer will send you a disclosure that includes the disbursement dates.

  • In most cases loan proceeds are disbursed by the quarter; the total loan amount is divided into equal disbursements.

One-quarter-only loans will be disbursed in two parts, the second half at mid-quarter.